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Legislative Advocacy

Your Credit Union, Your Voice, Your Impact
The Leagues' Government Affairs team works diligently in Sacramento, Carson City, and Washington, D.C. We promote credit unions' legislative agenda, review hundreds of bills each year, and provide credit union leaders with opportunities to meet with legislators. Please take part in these essential advocacy efforts. (Continue to meet the staff...)
Federal Government Affairs

California and Nevada's voice in Washington D.C. The Leagues are the only Leagues with a full time staff dedicated to working with Congress, Government Agencies, and Federal Regulators. The resources in this area will help you keep informed of the latest developments and credit union priorities.

State Advocacy

State Government Advocacy efforts brings the voice of credit unions to Sacramento and Carson City. Our advocacy team works daily with elected officials, staff, the executive offices, gubernatorial appointees, and the decision-makers of California and Nevada. This area will keep you updated on all advocacy efforts at the state level of Government.

From the Editors of CU Weekly

updated 07/22/13 03:50 PM
Also, Fed Rulemaking Update
Regional supervision of California credit unions by the National Credit Union Administration (NCUA) will realign on Jan. 1, 2014 from Region II back to Region V in a broader initiative by the agency to maximize operational efficiency.

Besides California, eight other states are affected:

  • Federally insured credit unions in Colorado, Montana, New Mexico and Wyoming will be moved to Region IV from Region V
  • Louisiana and Arkansas supervisory responsibilities will move to Region III from Region IV
  • Wisconsin will be covered by Region I, no longer Region IV
  • Ohio will come under Region II, moving from Region III

Nevada's 12 federally insured credit unions returned to NCUA's Region V office from Region 1 on Jan. 1, 2013.

"We are pleased that California is moving back to Region V," said Sharon Lindeman, vice president of regulatory advocacy for the California and Nevada Credit Union Leagues. "This will help ensure our credit unions’ examiners know and understand the unique challenges faced in California, including familiarity with our economy and housing markets. It will also make it easier to communicate with the field office since we will now be located in the same time zone."

NCUA Chairman Debbie Matz said the agency will "continually monitor our regional workload and, when necessary, make adjustments to distribute exam hours proportionally."

Also starting in 2014 and announced earlier this year, a newly created Office of National Examinations and Supervision (ONES) will begin supervising the nation's largest consumer credit unions. The NCUA notes that the new office was created by the re-allocation of existing resources. The office will oversee the unique examination and supervision issues related to consumer credit unions with assets greater than $10 billion and all corporate credit unions.

Federal Reserve Board Rulemaking Update
This week, the Federal Reserve Board (FRB) posted an update to its semi-annual rulemaking agenda. This agenda, published as part of the Unified Agenda of federal regulatory and deregulatory actions across the federal government, can give credit unions a "heads up" of what to expect from the agency.

So what’s coming from the FRB that's relevant to credit unions?

The agenda includes Regulation CC/Funds Availability as a "proposed rule," meaning the FRB may consider this rule for public comment during the next six months. Regulation CC is issued by the FRB, and compliance with the rules are enforced by NCUA.

The FRB issued a proposal in March 2011, but no action has been taken on that proposal. The FRB proposed an overhaul of the regulation to shorten the "safe harbor" duration of exception holds to four days; promote acceptance of electronic presentment and electronic return items; eliminate old references to "local" and "nonlocal" checks; update preemption determinations; and revise disclosures and notices.

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Grassroots Advocacy
Grassroots Advocacy efforts connects you to your government. Whether issues arise at the Federal or State level, you can be an advocate for your credit union by participating in our programs. Using traditional Grassroots tactics, the Leagues connects you to our cause.
PAC Programs

Political Action Committees are organized for the purpose of raising and spending money to elect and defeat candidates, representing business, labor or ideological interests.

Talking Points
If your credit union would like talking points for an issue, such as member business lending (MBL) or supplemental capital, the Leagues' Consumer Advocacy Department can develop one to suit your particular needs. Please contact Public Affairs and Consumer Advocacy Specialist Tina Ramos-Ingold at tinar@ccul.org, or by phone at 909-212-6050.