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Legislative Advocacy

Your Credit Union, Your Voice, Your Impact
The Leagues' Government Affairs team works diligently in Sacramento, Carson City, and Washington, D.C. We promote credit unions' legislative agenda, review hundreds of bills each year, and provide credit union leaders with opportunities to meet with legislators. Please take part in these essential advocacy efforts. (Continue to meet the staff...)
Federal Government Affairs

California and Nevada's voice in Washington D.C. The Leagues are the only Leagues with a full time staff dedicated to working with Congress, Government Agencies, and Federal Regulators. The resources in this area will help you keep informed of the latest developments and credit union priorities.

State Advocacy

State Government Advocacy efforts brings the voice of credit unions to Sacramento and Carson City. Our advocacy team works daily with elected officials, staff, the executive offices, gubernatorial appointees, and the decision-makers of California and Nevada. This area will keep you updated on all advocacy efforts at the state level of Government.

From the Editors of CU Weekly

updated 11/19/13 10:12 AM
PowerComment Can Help
Credit union leaders have the power to make their voice heard on two proposed rules: the National Credit Union Administration’s (NCUA’s) proposed Capital Planning and Stress Testing regulations and a joint agency proposal on flood insurance.

Everything you need to review the rules' specific provisions, submit a comment letter, and effectively communicate your credit union's opinion to the NCUA is available at PowerComment!

Capital Planning and Stress Testing Proposal
While this proposed rule only applies to credit unions with assets of $10 billion or more (covered credit unions), there are aspects all credit unions should be aware of, including the proposal's cost to the National Credit Union Share Insurance Fund (NCUSIF) and public disclosure. Credit unions should provide their comments.

Under the proposal, covered credit unions must submit a capital plan to NCUA annually, perform specific capital analysis, and have board oversight of their planning and analysis.

In addition, NCUA would conduct independent stress-testing of covered credit unions and require these credit unions to maintain a 5 percent stress test capital ratio. NCUA estimates the first-year cost would be $4 million ($1 million for each of the four applicable credit unions with more than $10 billion in assets)—an expense that would be charged to the NCUSIF.

NCUA is also requesting comment on whether the stress test results should be made public.

Joint Agency Flood Insurance Proposal
This proposed rule would establish escrow requirements for flood insurance payments, require lenders to accept private flood insurance coverage, and clarify that lenders have the authority to charge for forced-placed flood insurance coverage.

Use PowerComment TODAY
In today’s regulatory climate, it is imperative credit unions are engaged in the comment process. Regulators need to hear from you on how a proposed rule will impact your credit union, your members, and the credit union movement.

Credit unions are encouraged to use PowerComment to make their voice heard on these proposed rules, as well as others!

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Grassroots Advocacy
Grassroots Advocacy efforts connects you to your government. Whether issues arise at the Federal or State level, you can be an advocate for your credit union by participating in our programs. Using traditional Grassroots tactics, the Leagues connects you to our cause.
PAC Programs

Political Action Committees are organized for the purpose of raising and spending money to elect and defeat candidates, representing business, labor or ideological interests.

Talking Points
If your credit union would like talking points for an issue, such as member business lending (MBL) or supplemental capital, the Leagues' Consumer Advocacy Department can develop one to suit your particular needs. Please contact Public Affairs and Consumer Advocacy Specialist Tina Ramos-Ingold at tinar@ccul.org, or by phone at 909-212-6050.