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Legislative Advocacy

Your Credit Union, Your Voice, Your Impact
The Leagues' Government Affairs team works diligently in Sacramento, Carson City, and Washington, D.C. We promote credit unions' legislative agenda, review hundreds of bills each year, and provide credit union leaders with opportunities to meet with legislators. Please take part in these essential advocacy efforts. (Continue to meet the staff...)
 
Federal Government Affairs

California and Nevada's voice in Washington D.C. The Leagues are the only Leagues with a full time staff dedicated to working with Congress, Government Agencies, and Federal Regulators. The resources in this area will help you keep informed of the latest developments and credit union priorities.

State Advocacy

State Government Advocacy efforts brings the voice of credit unions to Sacramento and Carson City. Our advocacy team works daily with elected officials, staff, the executive offices, gubernatorial appointees, and the decision-makers of California and Nevada. This area will keep you updated on all advocacy efforts at the state level of Government.

From the Editors of CU Weekly

NCUA GIVES LEGAL EXPLANATION FOR RBC
updated 08/19/14 11:20 AM
Also, CUNA Issues Call Report Survey
In response to concerns over its risk-based capital (RBC) proposal, the National Credit Union Administration (NCUA) has issued an explanation of its legal authority for proposing a higher RBC component for "well-capitalized" credit unions than for "adequately capitalized" credit unions.

Under the proposal, adequately capitalized credit unions would face an 8 percent RBC requirement, compared to 10.5 percent for well-capitalized credit unions.

The NCUA concludes that it has the broad authority to do so, based specific points addressed in the Federal Credit Union Act:

  • NCUA is required to adopt a Prompt Corrective Action (PCA) system that is comparable to PCA for U.S. banks.
  • NCUA’s risk based system should take account of any material risks against which the net worth ratio requirement for an adequately capitalized credit union may not provide adequate protection.
  • To be well-capitalized, a credit union must meet any applicable risk-based capital requirement.

The California and Nevada Credit Union Leagues and Credit Union National Association (CUNA) do not agree with the NCUA’s analysis. CUNA will meet with the agency following Labor Day to continue its efforts to pursue major improvements in the rule.

Credit Union Call Report Survey
CUNA has initiated a survey on the NCUA’s 5300 Call Reports—asking respondents to answer on a five-point scale how much they agree or disagree with various topics, from the ease of submission to what changes could reduce regulatory burden.

The survey aims to gather information on credit unions’ experiences with the call reports and completing and submitting the required data. CUNA will use aggregated results in its advocacy efforts with the NCUA.

Click here to access the survey.

 
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Grassroots Advocacy
Grassroots Advocacy efforts connects you to your government. Whether issues arise at the Federal or State level, you can be an advocate for your credit union by participating in our programs. Using traditional Grassroots tactics, the Leagues connects you to our cause.
 
PAC Programs

Political Action Committees are organized for the purpose of raising and spending money to elect and defeat candidates, representing business, labor or ideological interests.

Talking Points
If your credit union would like talking points for an issue, such as member business lending (MBL) or supplemental capital, the Leagues' Consumer Advocacy Department can develop one to suit your particular needs. Please contact Public Affairs and Consumer Advocacy Specialist Tina Ramos-Ingold at tinar@ccul.org, or by phone at 909-212-6050.