updated 12/10/13 08:49 AM
EXCEL WITH OVERDRAFT PROTECTION
JMFA Can Help Your CU Grow
John M. Floyd & Associates (JMFA) can help credit unions achieve more with JMFA Overdraft Privilege®, a compliant overdraft program that provides a financial safety net for members, while boosting non-interest income for credit unions.
JMFA Overdraft Privilege offers credit unions:
  • A written 100 percent compliance guarantee for all state and federal regulations
  • A solution for income lost due to Regulation E requirements on force pay and preauthorized debit card transactions
  • Protection from the risks of “silent” programs that aren’t fully disclosed and communicated
  • Complete transparency
  • Additional revenue through increased opt ins and greater program use
In addition, every program is enhanced by employee training, easy-to-use software for automated program management, integration with data processing systems, detailed program monitoring, and ongoing support to maximize results.
By partnering with JMFA, credit union members can feel empowered to make informed decisions about managing their finances and have no need to go to another institution in search of alternatives. Credit unions benefit from industry insight, expertise, and best practices gained from JMFA's more than 1,500 customized installations.
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