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Graduates of the Winter 2015 CU Development Educators Training stand with training staff at the American Airlines Training & Conference Center in Dallas, Texas.
CU DEVELOPMENT EDUCATORS
updated 02/02/15 02:30 PM
Forty-three credit union professionals became certified CU Development Educators after being guided by eight program facilitators and mentors in the intensive Credit Union Development Education (DE) Training from the National Credit Union Foundation. Of the 43, two were from California: Kristin Crellin from SchoolsFirst FCU and Ricardo Flores from SCE FCU. DE Training provides critical lessons in cooperative principles, credit union philosophy, and international development issues, while incorporating challenges facing credit unions.

Click to view the latest Member News

 
From the Editors of CU Weekly

Dwight Johnston, Vice President and Chief Economist for the California and Nevada Credit Union Leagues
STAYING AHEAD OF THE MORTGAGE CURVE
updated 10/17/13 10:55 AM
Some Positives for CA, NV
With a sudden surge in mortgage rates, it’s time to look at the impact. It’s not as bleak as you might think.

I’ll start with the bleak. The refinance market has hit a brick wall. Activity in the United States fell by more than 50 percent since the first quarter, and a further slowdown is likely.

When mortgage rates were at their lows in early 2013, 80 percent of all U.S. mortgages could theoretically be refinanced. This doesn’t take into consideration that some mortgages wouldn’t be eligible due to having negative equity. The 80 percent dropped to 30 percent.

Click here to continue reading the latest Market Performance column on Page 11 within the October/November edition of Credit Union Digest!

 
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