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SENATOR HOLLY MITCHELL
|Team Mitchell left to right: Myriam Valdez, Legislative Aide, Senator Holly Mitchell (D-Los Angeles), Tim Shelley, Rules Committee Consultant, John Skoglund, Legislative Aide, and Rodney Wilson, Senior Legislative Advocate, California and Nevada Credit Union Leagues.
06/22/16 02:17 PM
Senator Holly Mitchell
and her staff accepted this year's Credit Union SacTown Run trophy as the winning legislative office. Team Mitchell represents the victorious team of participating California state legislators and their staff who ran in support of local Children’s Miracle Network Hospitals (CMN) alongside credit union leaders, volunteers, and employees.
Click to view the latest Members in the News
From the Editors of CU Weekly
REMOTE DEPOSIT CAPTURE FUNDAMENTALS
08/19/14 10:54 AM
Timing, Regs, and Risk Management
Remote deposit capture in home banking and mobile banking is quickly becoming a must-have feature. Although credit unions have many options for how to provide this service, questions abound regarding availability of funds and risk management.
Timing of Deposit Receipt
Credit unions are recommended to include in their service agreement a provision addressing when the imaged check will be deemed “received.” Your credit union should be clear in determining this criteria.
Generally, credit unions should ensure they have obtained the necessary information and documentation to proceed with processing the deposit item. This may include the following:
- A preliminary verification of the image quality of the items presented for payment, at your credit union’s discretion.
- Confirmation that the item information is complete and legible to your credit union.
- Confirmation that deposit totals and check information are balanced.
Click here to read the entire Research and Information column on Page 19 within the August/September edition of Credit Union Digest!