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Research & Compliance     

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Research & Compliance

The answers you need—when you need them!
When technical challenges or complex situations arise at your credit union, turn to the Leagues’ Research & Information (R&I) Department. Our mission is to provide technical, compliance, operational, economic, and regulatory information in an understandable and easily accessible way.
     
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A resource for credit unions in CA & NV, providing credit union financial and economic trend analysis, brought to you by your Leagues in partnership with CUNA & Affiliates.

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Answers to your crucial questions can be less than one business day away. Post your question here, and a talented R&I professional will get back to you quickly! Or if you prefer, call the R&I Hotline to speak directly with our knowledgeable consultants. R&I Hotline: 877-243-5728
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TIPs Bulletins
The Technical Information Procedure (TIPs) bulletins are great tools to help credit union staff understand recent changes in laws and regulations and how they may affect the credit union. TIPs bulletins address current mandatory compliance issues and changes to federal and state regulations. Continue for complete list of current TIPs Bulletins
March 25, 2015
TIPs Bulletin #15-06 Foreign Language Translation Forms Revisions
TIPs Bulletin #15-05 NCUA Issues Warning to Consumers about “National Credit Union” Phishing Scam
   
January 28, 2015
TIPs Bulletin #15-04 2014 Residential Mortgage Loan Report
TIPs Bulletin #15-03 HMDA/LAR Reports
   
January 16, 2015
TIPs Bulletin #15-02 2015 Information Returns and Disclosures
   
 
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Shared Compliance Services
CURoots offers a variety of services to help you keep pace with ever-changing regulatory compliance while you focus on day-to-day credit union business.

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CURoots can help your credit union identify potential issues, assess risk, and save valuable time and resources by providing expert assistance for your auditing needs.


From the Editors of CU Weekly

CUNA SEEKS CU REMITTANCE COMMENTS
updated 05/21/13 09:48 AM
Also, League TIPs Bulletin Posted
Credit unions can detail how recent changes to the Consumer Financial Protection Bureau's (CFPB) final international remittance transfer rule could impact their business practices as they relate to such services they provide to their through a new Credit Union National Association (CUNA) survey.

The survey specifically asks whether the CFPB's recent revisions to remittance rules are sufficient to enable credit unions to continue offering these transfer services to their members. The survey begins with the rule's definition, provides examples regarding remittance transfers and presents questions that reflect the recent CFPB regulatory changes.

Under the final rule, remittance transfer providers are required to provide prepayment and receipt disclosures to the consumer sender that include the exchange rate, certain fees and taxes associated with a transfer, and the amount of money that will be received on the other end of the transfer. Remittance transfer providers will also be required to investigate disputes and correct errors.

Remittance rule changes announced by the agency earlier this month include:

  • Delaying the effective date of the entire rule until Oct. 28
  • Making optional, in certain circumstances, the requirement to disclose fees imposed by a designated recipient's institution
  • Making optional the requirement to disclose taxes collected by a person other than the remittance transfer provider
  • Revising resolution provisions that apply when a remittance transfer is not delivered to a designated recipient due to sender error.

CUNA has asked that credit unions complete the survey by June 10.

Additionally, the Leagues have posted a TIPs Bulletin on the final remittance trasfer rule. Click here to read TIPs Bulletin 13-29.

 
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'POLICYWORKS' LAUNCHES THIS MONDAY
updated 05/22/15 10:33 AM
Also, New TIPs Bulletins Posted
Your access to PolicyWorks begins this Monday, June 1—a benefit that will connect your everyday regulatory compliance questions to an extensive network of experts who will provide the right answers.

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COMING SOON TO CUs: 'POLICYWORKS'
updated 05/18/15 02:44 PM
Also, Two FinCEN Announcements
Members of the California and Nevada Credit Union Leagues will have access to an extensive network of experts to answer their regulatory compliance questions when the Leagues’ Research and Information (R&I) Department transitions to PolicyWorks on June 1.

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D.J.'s Economix
Leagues Chief Economist Dwight Johnston continually provides economic and market analysis that is both informative and entertaining. Continue for daily and monthly commentary, rate forecasts, and economic updates.
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Comment Letters
The Leagues write letters in response to proposed legislation and regulations that affect your credit union’s ability to serve members.