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Research & Compliance     

LATEST RESEARCH ITEMS OF INTEREST...

Research & Compliance

The answers you need—when you need them!
When technical challenges or complex situations arise at your credit union, turn to the Leagues’ Research & Information (R&I) Department. Our mission is to provide technical, compliance, operational, economic, and regulatory information in an understandable and easily accessible way.
     
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Credit Union Quarterly Performance Report

A resource for credit unions in CA & NV, providing credit union financial and economic trend analysis, brought to you by your Leagues in partnership with CUNA & Affiliates.

Ask R&I

Answers to your crucial questions can be less than one business day away. Post your question here, and a talented R&I professional will get back to you quickly! Or if you prefer, call the R&I Hotline to speak directly with our knowledgeable consultants. R&I Hotline: 877-243-5728
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TIPs Bulletins
The Technical Information Procedure (TIPs) bulletins are great tools to help credit union staff understand recent changes in laws and regulations and how they may affect the credit union. TIPs bulletins address current mandatory compliance issues and changes to federal and state regulations. Continue for complete list of current TIPs Bulletins
September 5, 2014
TIPs Bulletin #14-17 CFPB Publishes 2015 HOEPA and CARD Act Adjustments
   
August 8, 2014
TIPs Bulletin #14-16 CA Local Agency Deposits Weekly Reports Can Be Submitted Electronically
   
August 8, 2014
TIPs Bulletin #14-15 MasterCard Revised Standards – Limitation of Liability of Cardholders for Unauthorized Use (“Zero Liability”)
   
 
CURoots Services

Shared Compliance Services
CURoots offers a variety of services to help you keep pace with ever-changing regulatory compliance while you focus on day-to-day credit union business.

Internal Audit Services
CURoots can help your credit union identify potential issues, assess risk, and save valuable time and resources by providing expert assistance for your auditing needs.


From the Editors of CU Weekly

INTERCHANGE EXEMPTION LISTS ISSUED
updated 07/15/13 11:25 AM
Also, Don't Miss NCUA Webinar
The Federal Reserve has published two lists of financial institutions intended to help payment card networks and other entities determine which card issuers qualify for the statutory exemption from the Fed's debit card interchange fee standards (those under $10 billion in assets).

These two lists (click here) have been generated from financial institutions in existence on Dec. 31, 2012, according to available data.

Financial institutions have been grouped into two categories—"Exempt" and "Not Exempt"—based on the determination that an individual institution, together with its affiliates, has either more or less than $10 billion in assets.

If a financial institution believes any information is not accurate, it may file a correction request by emailing IssuerExemptionListsRegII@frb.gov.

Secondary Capital Webinar
The National Credit Union Administration (NCUA) will host a free webinar, “Will Secondary Capital Work for You?,” on July 31 at 11 a.m. (Pacific).

Click here to register for this free webinar. Participants will also use this link to log into the webinar. Registrants should allow pop-ups from this website.

Staff members from the Office of Small Credit Union Initiatives (OSCUI) and Region III’s Division of Supervision will detail NCUA’s requirements for low-income designated credit unions to secure and use secondary capital.

Webinar participants will also hear from a credit union manager who utilizes secondary capital to supplement the credit union’s net worth and better serve its low-income field of membership.

Participants may submit questions in advance by emailing WebinarQuestions@ncua.gov. The subject line of the email should read Secondary Capital Webinar.

If you have technical questions about accessing the webinar, you can email audience.support@on24.com

TIPs Bulletin: Escheatment of Custodial Accounts
A new TIPs Bulletin has been posted by the California and Nevada Credit Union Leagues' Research and Information team!

TIPs Bulletin 13-35 reviews how the California Credit Union League has worked with State Controller John Chiang's office to clarify confusion regarding custodial accounts escheated to the state.

 
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2Q CU PERFORMANCE REPORTS PUBLISHED
updated 09/18/14 12:29 PM
California and Nevada Snapshot
The second-quarter 2014 Credit Union Quarterly Performance Reports for California and Nevada have been published by the California and Nevada Credit Union Leagues.

Click to view the complete story

FinCEN ISSUES TRAFFICKING ADVISORY
updated 09/12/14 01:36 PM
Third Disclosure Webinar Announced
The Financial Crimes Enforcement Network (FinCEN) has issued an advisory to financial institutions on recognizing “red flags” that may indicate financial activity related to human smuggling or human trafficking.

Click to view the complete story

D.J.'s Economix
Leagues Chief Economist Dwight Johnston continually provides economic and market analysis that is both informative and entertaining. Continue for daily and monthly commentary, rate forecasts, and economic updates.
Resources
Scroll through a variety of practical resources to help with BSA, compensation, compliance, disaster preparedness, regulatory exams, and more.
Comment Letters
The Leagues write letters in response to proposed legislation and regulations that affect your credit union’s ability to serve members.