A resource for credit unions in CA & NV, providing credit union financial and economic trend analysis, brought to you by your Leagues in partnership with CUNA & Affiliates.
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|August 8, 2014|
|TIPs Bulletin #14-15||MasterCard Revised Standards – Limitation of Liability of Cardholders for Unauthorized Use (“Zero Liability”)|
|July 16, 2014|
|TIPs Bulletin #14-14||Canada’s Anti-SPAM Legislation (CASL) and Its Impact to U.S. Credit Unions|
|June 30, 2014|
|TIPs Bulletin #14-13||Voluntary Liquidation|
|TIPs Bulletin #14-12||Annual Indexing of HUD’s Basic Statutory Mortgage Limits for Multi-Family Housing Programs|
Shared Compliance Services
CURoots offers a variety of services to help you keep pace with ever-changing regulatory compliance while you focus on day-to-day credit union business.
Internal Audit Services
CURoots can help your credit union identify potential issues, assess risk, and save valuable time and resources by providing expert assistance for your auditing needs.
These two lists (click here) have been generated from financial institutions in existence on Dec. 31, 2012, according to available data.
Financial institutions have been grouped into two categories—"Exempt" and "Not Exempt"—based on the determination that an individual institution, together with its affiliates, has either more or less than $10 billion in assets.
If a financial institution believes any information is not accurate, it may file a correction request by emailing IssuerExemptionListsRegII@frb.gov.
Secondary Capital Webinar
The National Credit Union Administration (NCUA) will host a free webinar, “Will Secondary Capital Work for You?,” on July 31 at 11 a.m. (Pacific).
Click here to register for this free webinar. Participants will also use this link to log into the webinar. Registrants should allow pop-ups from this website.
Staff members from the Office of Small Credit Union Initiatives (OSCUI) and Region III’s Division of Supervision will detail NCUA’s requirements for low-income designated credit unions to secure and use secondary capital.
Webinar participants will also hear from a credit union manager who utilizes secondary capital to supplement the credit union’s net worth and better serve its low-income field of membership.
Participants may submit questions in advance by emailing WebinarQuestions@ncua.gov. The subject line of the email should read Secondary Capital Webinar.
If you have technical questions about accessing the webinar, you can email firstname.lastname@example.org
TIPs Bulletin: Escheatment of Custodial Accounts
A new TIPs Bulletin has been posted by the California and Nevada Credit Union Leagues' Research and Information team!
TIPs Bulletin 13-35 reviews how the California Credit Union League has worked with State Controller John Chiang's office to clarify confusion regarding custodial accounts escheated to the state.
CFPB ISSUES FINAL 'TILA' ADJUSTMENTS
updated 08/19/14 11:35 AM
Rule Reviews Dollar Amounts
The Consumer Financial Protection Bureau (CFPB) is issuing its final rule on Truth in Lending Act (TILA) annual threshold adjustments, amending the regulatory text and official interpretations for Regulation Z, which implements TILA.
TIPs: MASTERCARD ZERO LIABILITY RULE
updated 08/12/14 10:29 AM
InfoSight Survey, FinCEN Advisory
The California and Nevada Credit Union Leagues have published TIPs Bulletin 14-15 (Technical Information and Procedures Bulletin), which addresses how MasterCard is revising its zero-liability rule in the United States by simplifying the language and applying the rule to all MasterCard-branded POS and ATM transactions (PIN-based).