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Research & Compliance     



The answers you need—when you need them!
When technical challenges or complex situations arise at your credit union, turn to the Leagues’ PolicyWorks. Our mission is to provide technical, compliance, operational, economic, and regulatory information in an understandable and easily accessible way.
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Credit Union Quarterly Performance Report

A resource for credit unions in CA & NV, providing credit union financial and economic trend analysis, brought to you by your Leagues in partnership with CUNA & Affiliates.

Ask PolicyWorks

Answers to your crucial questions can be less than one business day away. Post your question here, and a talented compliance professional will get back to you quickly! Or if you prefer, call the PolicyWorks compliance hotline to speak directly with our knowledgeable consultants.
Compliance Hotline: (844) 731-6072
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From the Editors of CU Weekly

updated 09/23/13 12:50 PM
Webcasts, Reports, and Much More
Take advantage of the California and Nevada Credit Union Leagues' Research and Compliance department for high-impact operational, economic, and regulatory resources to help you implement and manage risk, as well as create new opportunities for your credit union.

RateMap New User Webinar
Wednesday, Sept. 25, 2013
10-11 a.m.
Click here to register.

Don’t miss this FREE informational and visual webinar to learn how to get the most out of RateMap—a unique benefit of League membership.

RateMap is a competitive online pricing tool allowing credit unions to monitor and compare a selection of the most commonly offered deposit and loan products and rates in their local area, as well as regionally and nationwide.

League 2013 Staff Compensation Survey
The League 2013 Staff Compensation Survey is now available!

The report incorporates data from 90 credit unions across California to help credit union CEOs and executive staff make informed decisions about compensation, staff turnover, staff benefits, incentives, bonuses, and credit union characteristics.

Member credit unions can purchase the electronic link to the 2013 Credit Union Staff Compensation Survey, along with links to its two supplemental reports, for $299 for member credit unions, with a special discounted price of $129 for Shapiro Group credit unions. To order electronic copies, please contact Carmelita Keller at 800.472.1702, ext. 6027.

Participating CEOs who helped make the survey possible were sent their complimentary web links earlier this month. If your credit union participated and you did not receive a complimentary link, you can contact Carmelita Keller at the phone number listed above.

Credit Union Performance Summary Report
The Second-Quarter Credit Union Performance Summary Report has been published by the California and Nevada Credit Union Leagues to assist credit unions in creating a solid financial future for their member-owners. This report offers the latest quarterly financial analysis to help credit unions prepare for the next economic and market performance trends within the industry. Click here to access the Report.

What's inside the Report:

  • Key Performance Comparisons
  • National Economic Summary
  • Comparison of California Versus National Financial Institutions
  • Analysis of California Credit Unions' ROA, Revenue, Loans, Interest Rate Risk, Asset quality, Deposits, Net Worth, Membership, and Number of Credit Unions
  • Consolidated U.S. Credit Union Financial Statement; and U.S. Credit Union Peer Group Performance
  • Consolidated California Credit Union Financial Statement; and California Credit Union Peer Group Performance

D.J.'s Quarterly Webcast
Tuesday, Oct. 1, 2013
11 a.m.
Click here to register.

Register for the quarterly economic outlook webcast featuring Leagues Vice President and Chief Economist Dwight Johnston. The Fed’s Trap session will dive deep into the state of the economy and how decisions by the Federal Reserve will impact your business.

Session description: The recent decision by the Fed to delay any tapering of purchases sent a number of conflicting messages. It believes the economy is improving and has set clear goals for the economy. Yet the Fed is moving the goalposts. The bottom line is the Fed did not taper because they were worried about something. They just didn’t tell us what. The Fed also tacitly admitted that they don’t know how to extricate themselves from the QE policy without driving up interest rates. Please join us for this quarterly web cast. We’ll take a look at what the Fed’s decision really means, and how the long-term outlook for interest rates and the economy will be impacted by this action.

Consumer Financial Protection Bureau (CFPB) Mortgage Rule Amendments
The CFPB finalized several modifications to its January 2013 mortgage rules in order to help industry comply and to better protect consumers.

Click here for more details on the amendments.

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updated 07/25/16 10:52 AM
Plus, HMDA Resources Published
The Financial Crimes Enforcement Network (FinCEN) issued Frequently Asked Questions to help financial institutions, including credit unions, understand the scope of the new Customer Due Diligence (CDD) Requirements that were published in May. The CDD rules became effective on July 11, 2016 with compliance required by May 11, 2018.

Click to view the complete story

updated 07/18/16 02:40 PM
And, CUNA/League Compliance Tools
The Consumer Financial Protection Bureau (CFPB) is hosting a webinar on the recent Notice of Proposed Rulemaking on Payday, Vehicle Title, and Certain High-Cost Installment Loans on July 26.

Click to view the complete story

D.J.'s Economix
Leagues Chief Economist Dwight Johnston continually provides economic and market analysis that is both informative and entertaining. Continue for daily and monthly commentary, rate forecasts, and economic updates.
Scroll through a variety of practical resources to help with BSA, compensation, compliance, disaster preparedness, regulatory exams, and more.
Comment Letters
The Leagues write letters in response to proposed legislation and regulations that affect your credit union’s ability to serve members.