A resource for credit unions in CA & NV, providing credit union financial and economic trend analysis, brought to you by your Leagues in partnership with CUNA & Affiliates.
Answers to your crucial questions can be less than one business day away. Post your question here, and a talented R&I professional will get back to you quickly! Or if you prefer, call the R&I Hotline to speak directly with our knowledgeable consultants. R&I Hotline: 877-243-5728
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|March 25, 2015|
|TIPs Bulletin #15-06||Foreign Language Translation Forms Revisions|
|TIPs Bulletin #15-05||NCUA Issues Warning to Consumers about “National Credit Union” Phishing Scam|
|January 28, 2015|
|TIPs Bulletin #15-04||2014 Residential Mortgage Loan Report|
|TIPs Bulletin #15-03||HMDA/LAR Reports|
|January 16, 2015|
|TIPs Bulletin #15-02||2015 Information Returns and Disclosures|
Shared Compliance Services
CURoots offers a variety of services to help you keep pace with ever-changing regulatory compliance while you focus on day-to-day credit union business.
Internal Audit Services
CURoots can help your credit union identify potential issues, assess risk, and save valuable time and resources by providing expert assistance for your auditing needs.
RateMap New User Webinar Wednesday, Sept. 25, 2013 10-11 a.m. Click here to register.
Don’t miss this FREE informational and visual webinar to learn how to get the most out of RateMap—a unique benefit of League membership.
RateMap is a competitive online pricing tool allowing credit unions to monitor and compare a selection of the most commonly offered deposit and loan products and rates in their local area, as well as regionally and nationwide.
League 2013 Staff Compensation Survey
The League 2013 Staff Compensation Survey is now available!
The report incorporates data from 90 credit unions across California to help credit union CEOs and executive staff make informed decisions about compensation, staff turnover, staff benefits, incentives, bonuses, and credit union characteristics.
Member credit unions can purchase the electronic link to the 2013 Credit Union Staff Compensation Survey, along with links to its two supplemental reports, for $299 for member credit unions, with a special discounted price of $129 for Shapiro Group credit unions. To order electronic copies, please contact Carmelita Keller at 800.472.1702, ext. 6027.
Participating CEOs who helped make the survey possible were sent their complimentary web links earlier this month. If your credit union participated and you did not receive a complimentary link, you can contact Carmelita Keller at the phone number listed above.
Credit Union Performance Summary Report The Second-Quarter Credit Union Performance Summary Report has been published by the California and Nevada Credit Union Leagues to assist credit unions in creating a solid financial future for their member-owners. This report offers the latest quarterly financial analysis to help credit unions prepare for the next economic and market performance trends within the industry. Click here to access the Report.
What's inside the Report:
D.J.'s Quarterly Webcast Tuesday, Oct. 1, 2013 11 a.m. Click here to register.
Register for the quarterly economic outlook webcast featuring Leagues Vice President and Chief Economist Dwight Johnston. The Fed’s Trap session will dive deep into the state of the economy and how decisions by the Federal Reserve will impact your business.
Session description: The recent decision by the Fed to delay any tapering of purchases sent a number of conflicting messages. It believes the economy is improving and has set clear goals for the economy. Yet the Fed is moving the goalposts. The bottom line is the Fed did not taper because they were worried about something. They just didn’t tell us what. The Fed also tacitly admitted that they don’t know how to extricate themselves from the QE policy without driving up interest rates. Please join us for this quarterly web cast. We’ll take a look at what the Fed’s decision really means, and how the long-term outlook for interest rates and the economy will be impacted by this action.
Consumer Financial Protection Bureau (CFPB) Mortgage Rule Amendments The CFPB finalized several modifications to its January 2013 mortgage rules in order to help industry comply and to better protect consumers.
1Q CU PERFORMANCE REPORTS AVAILABLE
updated 06/30/15 08:42 AM
Plus, Compliance Hotline
The first-quarter 2015 Credit Union Quarterly Performance Reports for California and Nevada are now available from the California and Nevada Credit Union Leagues.
NCUA: FLOOD INSURANCE RULE
updated 06/23/15 10:12 AM
Also, Overdrafts Still Regulatory Priority
Five federal regulatory agencies including the National Credit Union Administration (NCUA), have approved a final rule that modifies the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA). The final rule applies to loans secured by properties located in special flood hazard areas and implements provisions related to the escrowing of flood insurance payments and the exemption of some detached structures from the mandatory flood insurance purchase requirement. The final rule also implements provisions in the Biggert-Waters Flood Insurance Reform Act of 2012 (the Biggert-Waters Act) relating to the force placement of flood insurance.