A resource for credit unions in CA & NV, providing credit union financial and economic trend analysis, brought to you by your Leagues in partnership with CUNA & Affiliates.
Answers to your crucial questions can be less than one business day away. Post your question here, and a talented R&I professional will get back to you quickly! Or if you prefer, call the R&I Hotline to speak directly with our knowledgeable consultants. R&I Hotline: 877-243-5728
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|January 28, 2015|
|TIPs Bulletin #15-04||2014 Residential Mortgage Loan Report|
|TIPs Bulletin #15-03||HMDA/LAR Reports|
|January 16, 2015|
|TIPs Bulletin #15-02||2015 Information Returns and Disclosures|
|January 15, 2015|
|TIPs Bulletin #15-01||Important Reminder: Limitation on Credit Card / Unsecured Open-end Credit Late Fees (CA Financial Code 4001)|
Shared Compliance Services
CURoots offers a variety of services to help you keep pace with ever-changing regulatory compliance while you focus on day-to-day credit union business.
Internal Audit Services
CURoots can help your credit union identify potential issues, assess risk, and save valuable time and resources by providing expert assistance for your auditing needs.
RateMap New User Webinar Wednesday, Sept. 25, 2013 10-11 a.m. Click here to register.
Don’t miss this FREE informational and visual webinar to learn how to get the most out of RateMap—a unique benefit of League membership.
RateMap is a competitive online pricing tool allowing credit unions to monitor and compare a selection of the most commonly offered deposit and loan products and rates in their local area, as well as regionally and nationwide.
League 2013 Staff Compensation Survey
The League 2013 Staff Compensation Survey is now available!
The report incorporates data from 90 credit unions across California to help credit union CEOs and executive staff make informed decisions about compensation, staff turnover, staff benefits, incentives, bonuses, and credit union characteristics.
Member credit unions can purchase the electronic link to the 2013 Credit Union Staff Compensation Survey, along with links to its two supplemental reports, for $299 for member credit unions, with a special discounted price of $129 for Shapiro Group credit unions. To order electronic copies, please contact Carmelita Keller at 800.472.1702, ext. 6027.
Participating CEOs who helped make the survey possible were sent their complimentary web links earlier this month. If your credit union participated and you did not receive a complimentary link, you can contact Carmelita Keller at the phone number listed above.
Credit Union Performance Summary Report The Second-Quarter Credit Union Performance Summary Report has been published by the California and Nevada Credit Union Leagues to assist credit unions in creating a solid financial future for their member-owners. This report offers the latest quarterly financial analysis to help credit unions prepare for the next economic and market performance trends within the industry. Click here to access the Report.
What's inside the Report:
D.J.'s Quarterly Webcast Tuesday, Oct. 1, 2013 11 a.m. Click here to register.
Register for the quarterly economic outlook webcast featuring Leagues Vice President and Chief Economist Dwight Johnston. The Fed’s Trap session will dive deep into the state of the economy and how decisions by the Federal Reserve will impact your business.
Session description: The recent decision by the Fed to delay any tapering of purchases sent a number of conflicting messages. It believes the economy is improving and has set clear goals for the economy. Yet the Fed is moving the goalposts. The bottom line is the Fed did not taper because they were worried about something. They just didn’t tell us what. The Fed also tacitly admitted that they don’t know how to extricate themselves from the QE policy without driving up interest rates. Please join us for this quarterly web cast. We’ll take a look at what the Fed’s decision really means, and how the long-term outlook for interest rates and the economy will be impacted by this action.
Consumer Financial Protection Bureau (CFPB) Mortgage Rule Amendments The CFPB finalized several modifications to its January 2013 mortgage rules in order to help industry comply and to better protect consumers.
TILA-RESPA RULE CHANGES FINALIZED
updated 01/26/15 04:27 PM
Plus, FinCEN Issues New SAR Stats
Proposed amendments by the Consumer Financial Protection Bureau (CFPB) to the TILA-RESPA Integrated Disclosure rule were finalized in late January. These changes are effective Aug. 1, 2015.
ELECTRONIC DBO FILING
updated 01/16/15 04:35 PM
TIPs Bulletins; Cuban Asset Reg.
The Department of Business Oversight (DBO) has standardized electronic forms for weekly and quarterly reporting of local agency deposits and securities, allowing financial institutions to submit their weekly reports to the DBO electronically rather than through the U.S. mail. This change was made possible by Assembly Bill 2298, which took effect Jan. 1.