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Research & Compliance     

LATEST RESEARCH ITEMS OF INTEREST...

Compliance

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When technical challenges or complex situations arise at your credit union, turn to the Leagues’ PolicyWorks. Our mission is to provide technical, compliance, operational, economic, and regulatory information in an understandable and easily accessible way.
     
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Credit Union Quarterly Performance Report

A resource for credit unions in CA & NV, providing credit union financial and economic trend analysis, brought to you by your Leagues in partnership with CUNA & Affiliates.

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From the Editors of CU Weekly

'RATEMAP' FEE REPORT POSTED
updated 10/22/13 07:02 AM
New TIPs Bulletins Also Published
This year's second bi-annual fee report from RateMap has been published!

The report presents a comprehensive fee comparison on a number of products and services offered by credit unions and banks across California and Nevada—brought to you by InfoSight and the California and Nevada Credit Union Leagues.

There is one report for each state: the California Bank and Credit Union Retails Fees Report, and the Nevada Bank and Credit Union Retails Fees Report.

New Website Privacy Policy Disclosure Requirement
TIPs Bulletin 13-44 examines a new California law, AB 370, which takes effect Jan. 1. It will require any operator of a website or online service that collects personally identifiable information (PII) on California residents to include in its online posted website privacy policy a new disclosure on how the operator responds to Web browser do not track signals.

Guidance on Mortgage Servicing Rules Regarding Fair Debt Collection and Bankruptcy
TIPs Bulletin 13-43 looks at the Consumer Financial Protection Bureau's (CFPB) recently released bulletin and interim final rule to provide greater clarity to the market concerning mortgage servicing rules that take effect this coming January.

The clarifications address communications with family members after a borrower dies, contact with delinquent borrowers, and treatment of consumers who have filed for bankruptcy or invoked certain protections under the Fair Debt Collection Practices Act.

 
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UNCLAIMED PROPERTY HANDBOOK
updated 04/26/16 07:15 AM
Plus, Title XIV Mortgage Updates
California State Controller's Office has issued an updated Unclaimed Property Holder Handbook with changes to reflect:

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CREDIT CARD SUBMISSION GUIDANCE
updated 04/18/16 12:02 PM
Plus, Compliance Advice Webinar
The Consumer Financial Protection Bureau (CFPB) has issued guidance for credit card issuers with simplified instructions for making the required submissions under Regulation Z. Last year, the CFPB temporarily suspended this rule until April 30, 2016. Issuers have to submit credit card agreements to the Bureau by May 2, 2016, and quarterly thereafter.

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D.J.'s Economix
Leagues Chief Economist Dwight Johnston continually provides economic and market analysis that is both informative and entertaining. Continue for daily and monthly commentary, rate forecasts, and economic updates.
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