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|March 25, 2015|
|TIPs Bulletin #15-06||Foreign Language Translation Forms Revisions|
|TIPs Bulletin #15-05||NCUA Issues Warning to Consumers about “National Credit Union” Phishing Scam|
|January 28, 2015|
|TIPs Bulletin #15-04||2014 Residential Mortgage Loan Report|
|TIPs Bulletin #15-03||HMDA/LAR Reports|
|January 16, 2015|
|TIPs Bulletin #15-02||2015 Information Returns and Disclosures|
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The following was updated:
The CFPB stated in its Notice in the Federal Register that credit unions providing these publications may, at their option, immediately begin using the revised HELOC Brochure, CHARM Booklet, or Settlement Cost Booklet to comply with the requirements in Regulations X and Z.
The bureau stated it understands that some credit unions may wish to use their existing stock of publications. Therefore, those who provide these publications may use earlier versions of these publications until existing supplies are exhausted. When reprinting these publications, the most recent version should be used.
InfoSight is Here to Help
Don't forget: You're only a click away from the most comprehensive resource, InfoSight Weekly Newsletter, when it comes to staying ahead of the compliance curve at your credit union.
InfoSight is an online weekly compliance resource containing information on a wide range of topics, including the numerous laws and regulations that affect a credit union's business affairs. A link to InfoSight can be found on every Tuesday's edition of CU Weekly in the bottom right-hand corner.
Each topic contains easy-to-read compliance summaries, checklists, direct links to laws and regulations, and links to additional important resources. Credit unions are encouraged to visit the site often, as the number of topics and information posted will be updated and expanded over time. Visit InfoSight today!
CFPB UPDATES TILA-RESPA MATERIALS
updated 03/23/15 02:08 PM
Plus, NCUA Webinar, Video Series
The Consumer Financial Protection Bureau (CFPB) has published updated TILA-RESPA regulatory implementation materials. Click here to view the updates.
CFPB ARBITRATION STUDY REPORT
updated 03/17/15 07:58 AM
Foreign Bank Money Laundering Concern
A recent Consumer Financial Protection Bureau (CFPB) study indicated that arbitration agreements restrict consumers’ relief for disputes with financial service providers by limiting class actions. The CFPB has been studying arbitration clauses in a number of different consumer finance markets since 2012.