(please click ad for more information)
Research & Compliance     

LATEST RESEARCH ITEMS OF INTEREST...

Research & Compliance

The answers you need—when you need them!
When technical challenges or complex situations arise at your credit union, turn to the Leagues’ Research & Information (R&I) Department. Our mission is to provide technical, compliance, operational, economic, and regulatory information in an understandable and easily accessible way.
     
InfoSight CU PolicyPro Rate Map
 
Credit Union Quarterly Performance Report

A resource for credit unions in CA & NV, providing credit union financial and economic trend analysis, brought to you by your Leagues in partnership with CUNA & Affiliates.

Ask R&I

Answers to your crucial questions can be less than one business day away. Post your question here, and a talented R&I professional will get back to you quickly! Or if you prefer, call the R&I Hotline to speak directly with our knowledgeable consultants. R&I Hotline: 877-243-5728
Continue for Ask R&I

 
TIPs Bulletins
The Technical Information Procedure (TIPs) bulletins are great tools to help credit union staff understand recent changes in laws and regulations and how they may affect the credit union. TIPs bulletins address current mandatory compliance issues and changes to federal and state regulations. Continue for complete list of current TIPs Bulletins
August 8, 2014
TIPs Bulletin #14-16 CA Local Agency Deposits Weekly Reports Can Be Submitted Electronically
   
August 8, 2014
TIPs Bulletin #14-15 MasterCard Revised Standards – Limitation of Liability of Cardholders for Unauthorized Use (“Zero Liability”)
   
July 16, 2014
TIPs Bulletin #14-14 Canada’s Anti-SPAM Legislation (CASL) and Its Impact to U.S. Credit Unions
   
 
CURoots Services

Shared Compliance Services
CURoots offers a variety of services to help you keep pace with ever-changing regulatory compliance while you focus on day-to-day credit union business.

Internal Audit Services
CURoots can help your credit union identify potential issues, assess risk, and save valuable time and resources by providing expert assistance for your auditing needs.


From the Editors of CU Weekly

MONITOR, COMPARE RATES WITH RATEMAP
updated 02/14/14 02:08 PM
Free League Membership Benefit
Is your credit union benefitting from RateMap? This unique mapping tool—which is also a free benefit of League membership—can help ramp up your credit union's competitive advantage.

RateMap lets you monitor, compare, and analyze key deposit and loan interest rates locally, throughout the state, and across the country.

California credit unions can click here to get started! Nevada credit unions can click here. (Use your InfoSight username and password.)

Offered as an exclusive membership benefit of the California and Nevada Credit Union Leagues, RateMap allows you to:

  • Search and monitor rates from more than 90,000 branches nationwide for commonly offered deposit products.
  • View loan rates of more than 40,000 branches nationwide.
  • Narrow your search by geographic location.
  • Filter your search by institution type, product type, and rate.
  • View additional detail such as number of branches, locations, and bank deposit balances.
  • Print the deposit rate report.

Compare your rates with competitors, and pinpoint new market opportunities to help you advance your credit union's revenue and profit goals. Get started with RateMap today!

Not signed up for InfoSight? California credit unions can click here to request access. Nevada credit unions can click here. Once approved, you can use your log-in information to access RateMap.

For questions, contact Rita Fillingane at ritaf@ccul.org or 909.212.6055.

 
print   email   share   share   share

EXCEPTION ISSUED ON REMITTANCE RULE
updated 08/25/14 09:28 PM
CUs Can Estimate Fees
A final rule issued by the Consumer Financial Protection Bureau (CFPB) extends a temporary exception to its remittance transfer rule that allows credit unions and other depository institutions to estimate certain remittance pricing disclosures when specific pricing information is not available.

Click to view the complete story

CFPB ISSUES FINAL 'TILA' ADJUSTMENTS
updated 08/24/14 11:35 AM
Rule Reviews Dollar Amounts
The Consumer Financial Protection Bureau (CFPB) is issuing its final rule on Truth in Lending Act (TILA) annual threshold adjustments, amending the regulatory text and official interpretations for Regulation Z, which implements TILA.

Click to view the complete story

D.J.'s Economix
Leagues Chief Economist Dwight Johnston continually provides economic and market analysis that is both informative and entertaining. Continue for daily and monthly commentary, rate forecasts, and economic updates.
Resources
Scroll through a variety of practical resources to help with BSA, compensation, compliance, disaster preparedness, regulatory exams, and more.
Comment Letters
The Leagues write letters in response to proposed legislation and regulations that affect your credit union’s ability to serve members.