CFPB Responds to HMDA FAQ

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The Consumer Financial Protection Bureau (CFPB) published a response to the following frequently asked Home Mortgage Disclosure Act (HMDA) question: If a natural person applicant submits a mail, internet, or telephone application under Regulation C but does not provide race, ethnicity, or sex information, what should the financial institution report regarding whether this information was collected on the basis of visual observation or surname?  Read this and other FAQs and answers here

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