This course provides an exploration of the rating of credit risk in commercial loan portfolios. Participants will gain an understanding of why NCUA made rating credit risk a regulatory requirement, the board’s role in rating credit risk, and NCUA’s expectations for developing and administering a Loan Risk Rating System.
Vin Vieten is a Retired NCUA Program Officer. He is a graduate of University of Maine with a BS degree in Economics. He has had an extensive career with over 28 years of experience as a financial manager in banking. His credit training emphasized financial analysis to develop financing packages to meet the needs of the borrower. He has used his experience to establish commercial lending departments in two financial institutions, where he managed a team of lenders and oversaw commercial loan origination, underwriting, regulatory compliance and portfolio management. Vin brings his expertise to Mark Treichel’s CU Exam Solutions for a total of 240 years of combined NCUA experience.
2855 East Guasti Rd., Suite 202
Ontario, CA 91761
909.212.6000
1201 K. St., Suite 1050
Sacramento, CA 95814-3992
916.325.1360
c/o Great Basin FCU
9770 South Virginia Street
Reno, NV 89511-5941
202.638.5777 www.cuna.org
www.dfpi.ca.gov
Clothilde “Cloey” V. Hewlett — 415.263.8500
fid.state.nv.us
702.486.4120 (Las Vegas)
775.684.2970 (Carson City)